«Choosing a new home can be an overwhelming task, but even more daunting is choosing a mortgage lender to help you finance your new home. In your search for a home loan, it is important to know the different types of lenders as well as the different...» Document abstract
$3.95
finance
presentation
date published
21/08/2007
review : not yet assessed
level : Advanced
requested 0 times
Choosing a new home can be an overwhelming task, but even more daunting is choosing a mortgage lender to help you finance your new home. In your search for a home loan, it is important to know the different types of lenders as well as the different methods of shopping for a loan so that you may choose which ones are right for you.
- Mortgage Lenders
- What is a mortgage lender?
- Are there different types of mortgage lenders?
- How do I choose a mortgage lender?
- Mortgage Financing
- Interest Rates
- Term
- Down Payment
- Points
- Budgeting and Planning
- Online mortgage
- Advantages
- Disadvantages
- Lead Generation Sites
- Additional Resources
«The retail industry is flooded with products and services, all vying for market share and revenue. In order to succeed, the different firms must carefully understand and analyze the market they are in. They must ask questions about their rivals...» Document abstract
$2.95
finance
presentation
date published
08/08/2007
review : not yet assessed
level : General public
requested 30 times
The retail industry is flooded with products and services, all vying for market share and revenue. In order to succeed, the different firms must carefully understand and analyze the market they are in. They must ask questions about their rivals and the structure of the industry, as well as make decisions regarding pricing and non-pricing strategies. FranklinCovey is a firm that sells planning systems for mostly business professionals, in the market of planners/organizers. They compete with other well-known brands such as At-a-Glance and DayRunner, yet there are characteristics that set them apart. During my observation of this firm, I came across distinctive elements of the industry and its overall structure, and made note of their various pricing and non-pricing strategies.
- The retail industry is flooded with products and services, all vying for market share and revenue
- FranklinCovey is a global corporation, specializing in providing the necessary tools for efficiency and success in the workplace
- FranklinCovey is different than most other competing products because it is a year round firm
- This niche market can be categorized in a couple different ways
- Along with an exceptional shopping experience, revenue will increase as sales increase with returning customers and new purchasers
«Do markets really follow a random walk as modern financial theory suggests? Are we likely to experience a market crash as deadly as the likes of the Great Depression? What is the nature of volatility and how should it impact the way we model...» Document abstract
$2.95
finance
summaries
date published
03/08/2007
review : not yet assessed
level : General public
requested 9 times
Do markets really follow a random walk as modern financial theory suggests? Are we likely to experience a market crash as deadly as the likes of the Great Depression? What is the nature of volatility and how should it impact the way we model financial markets? Although definitive answers to these questions have yet to be formulated, Benoit Mandelbrots work, The (Mis)Behavior of Markets, sheds light onto them through a non-quantitative approach.
There are currently widespread misconceptions about markets, investors, and their behavior, and we will begin by addressing these false assumptions.
There are currently widespread misconceptions about markets, investors, and their behavior, and we will begin by addressing these false assumptions.
- Do markets really follow a random walk as modern financial theory suggests?
- There are currently widespread misconceptions about markets, investors, and their behavior
- Having discussed the investor, it is necessary to point out certain 'shaky' assumptions relating to market behavior, particularly price movement
- Rule 1: Markets are risky
- The scaling effect is present in every level of business operations
- Today's models falsely assume the financial system is a 'linear, continuous, rational machine.?
- Although we have trillions of pieces of data from P/E ratios, to historical prices, to EBITDA, the 'toolkit' that we use to measure risk is 'surprisingly bare.
Discuss the shift away from the conglomerate form in the advanced industrial countries, and its persistence in most emerging markets performance?
«Western business strategies are often held as models for emerging countries. Despite General Electric being the largest worldwide conglomerate, such success stories have become rather rare nowadays in the United States and Europe, although this is...» Document abstract
$4.95
economics
presentation
date published
20/04/2007
review : not yet assessed
level : Expert
requested 10 times
Western business strategies are often held as models for emerging countries. Despite General Electric being the largest worldwide conglomerate, such success stories have become rather rare nowadays in the United States and Europe, although this is not true in Japan for cultural and historical reasons. For this reason, the dismantling of most conglomerates from the developed countries is for many a path to follow in the emerging markets. This belief was reinforced by the financial crisis in Asia and Latin American as multi-lateral financial institutions and consultants pressed for a closer convergence between first and third-world business models, to improve efficiency and productivity. The inefficiency resulting from the family-controlled enterprise model is another arguments used by proponents of this convergence.
Due to the word limit, this paper only aims at presenting the differences between developing and developed countries which could explain why conglomerates have disappeared from the former and are still persistent in the latter. Firstly, the very notion of Conglomerate and its characteristics will be analysed with the support of the literature review. In a second part, the paper will analyse the shift away from the conglomerate form in the industrialised countries, studying the case of the ITT Corporation, a conglomerate that is now only a shell of its past glory. Finally, the paper will evaluate the reasons that maintain into existence in the developing countries, based on an analysis of the Tata group.
Due to the word limit, this paper only aims at presenting the differences between developing and developed countries which could explain why conglomerates have disappeared from the former and are still persistent in the latter. Firstly, the very notion of Conglomerate and its characteristics will be analysed with the support of the literature review. In a second part, the paper will analyse the shift away from the conglomerate form in the industrialised countries, studying the case of the ITT Corporation, a conglomerate that is now only a shell of its past glory. Finally, the paper will evaluate the reasons that maintain into existence in the developing countries, based on an analysis of the Tata group.
- What is a conglomerate?
- From diversified to focus firms in industrial countries
- Persistence in most emerging markets
The results of the Lisbon agenda the attempt to make Europe the worlds most successful knowledge-based economy are generally thought to have been disappointing. What steps should be taken by the European Union, and by national governments, to impro
«In March 2000, the Lisbon Strategy was launched to overcome a series of weaknesses in the European economy: long-term structural unemployment, a poor employment rate, and under-development of the service sector. In an often-quoted sentence, it has...» Document abstract
$4.95
economics
presentation
date published
20/04/2007
review : not yet assessed
level : Expert
requested 5 times
In March 2000, the Lisbon Strategy was launched to overcome a series of weaknesses in the European economy: long-term structural unemployment, a poor employment rate, and under-development of the service sector. In an often-quoted sentence, it has therefore assigned the EU a new strategic goal for the next decade: to become the most competitive and most dynamic knowledge-based economy in the world, capable of sustainable economic growth, with more and better and greater social cohesion. The mid-term results published five years after the launch reveal that the focus on knowledge is right but that the sense of urgency is lacking, leaving Europe lagging behind the objectives set and behind the benchmark model of the Unites States. Moreover, Europe is also loosing ground vis-à-vis other competitors such as China and India, which have been growing at substantially higher rates. The mid-term report also declares that the social and environmental aspects of the Lisbon Agenda were no longer a priority and that instead the strategy would be revised to focus on the economic context only.
Hence, in order to keep the Lisbon strategy alive, drastic changes are necessitated, which this paper aims at presenting. Due to the word limit, only major recommendations from the literature review on the future steps to adopt are offered here. However, due to the complexity of the European situation, the focus is wider than on the sheer economic context.
Hence, in order to keep the Lisbon strategy alive, drastic changes are necessitated, which this paper aims at presenting. Due to the word limit, only major recommendations from the literature review on the future steps to adopt are offered here. However, due to the complexity of the European situation, the focus is wider than on the sheer economic context.
- Ambitious goals set
- Structural changes
- The Lisbon strategy of 2000 sets the ambitious goal (among others) of achieving an Labour markets
- Education and research
- ICT sector
«Traditionally, stock option plans have been used as a way for companies to reward top management and "key" employees and link their interests with those of the company and other shareholders. More and more companies, however, now consider all of...» Document abstract
$3.95
finance
presentation
date published
05/04/2007
review : not yet assessed
level : General public
requested 1 times
Traditionally, stock option plans have been used as a way for companies to reward top management and "key" employees and link their interests with those of the company and other shareholders. More and more companies, however, now consider all of their employees as "key." As a result, there has been an increase in the popularity of broad-based stock option plans, particularly since the late 1980s. Publicly traded companies such as Pepsico, Starbucks, Southwest Airlines, and Cisco now give stock options to most or all of their employees.
I What is a stock option ?
1. Stock options characteristics
2. Stock Options and Employee Ownership
II Incidence and effects of stock options
1. European stock markets
2. Stock options influence on behaviour : myth or reality ?
I What is a stock option ?
1. Stock options characteristics
2. Stock Options and Employee Ownership
II Incidence and effects of stock options
1. European stock markets
2. Stock options influence on behaviour : myth or reality ?
- What is a stock option ?
- Stock options characteristics
- Stock Options and Employee Ownership
- Incidence and effects of stock options
- European stock markets
- Stock options influence on behaviour : myth or reality ?
«Predicting firms behaviour and reactions to events is central for recent microeconomics. Economists have indeed put forward many theories to analyse firms behaviour, main decisions of economic interest relate to outputs, investment, technology and...» Document abstract
$2.95
economics
presentation
date published
28/02/2007
review : not yet assessed
level : Advanced
requested 223 times
Predicting firms behaviour and reactions to events is central for recent microeconomics. Economists have indeed put forward many theories to analyse firms behaviour, main decisions of economic interest relate to outputs, investment, technology and above all prices which is the object of this essay. Price can be defined by the value of the goods or money that must be given up to acquire a good or service or, more economically by the average revenue, which corresponds to the total revenue / total output. Generally, it corresponds to the intersection point of the demand and the offer curves. The aim of this essay is to analyse and critically discuss the main factors that determine product prices in the UK. I shall argue that prices depend certainly on firms objectives and market structure but more importantly on costs and firms strategies.
- Theoretical elements such as how firms' objectives determine price or why market structure influence firms' pricing
- In practice costs and firms' strategies are more crucial. Mark-up pricing, cost-plus theories and firms' marketing strategies notably concerning positioning of the product.
«No one can deny the impact of technology as a source of competitive advantage for a firm. The introduction of a new technology or the development and the commercialization of a new product/ service are due to increase business benefits: it allows...» Document abstract
$7.95
economics
presentation
date published
22/02/2007
review : not yet assessed
level : Advanced
requested 51 times
No one can deny the impact of technology as a source of competitive advantage for a firm. The introduction of a new technology or the development and the commercialization of a new product/ service are due to increase business benefits: it allows costs savings, improves the productivity and the efficiency of the organization. It also allows a better allocation of resources within the firm and this rationalization of the means of production benefits also the customers.
But technology is not simply a black box: the implementation and the management of technology within a company can fail. The implementation was defined by Swanson as a decision-making activity that converts a design concept into an operating reality so as to provide value to the client. Besides it is worth saying that implementation is an iterative process that has an impact on many aspects of the firm: the cultural and organizational aspects have to be taken into account as well as the technological issues. Thus the implementations process is complex and uncertain; managers have to take up some challenges to successfully introduce a technology. This introduction supposes a mutual adaptation of the technology and the firm to develop a fully working system.
This paper is aimed at analysing the different factors that may impede the successful introduction and management of a technology. First the uncertainty and the complexity of the process will be dealt with. Then, in order to help managers when introducing a new technology, I will discuss some relevant keys to success.
But technology is not simply a black box: the implementation and the management of technology within a company can fail. The implementation was defined by Swanson as a decision-making activity that converts a design concept into an operating reality so as to provide value to the client. Besides it is worth saying that implementation is an iterative process that has an impact on many aspects of the firm: the cultural and organizational aspects have to be taken into account as well as the technological issues. Thus the implementations process is complex and uncertain; managers have to take up some challenges to successfully introduce a technology. This introduction supposes a mutual adaptation of the technology and the firm to develop a fully working system.
This paper is aimed at analysing the different factors that may impede the successful introduction and management of a technology. First the uncertainty and the complexity of the process will be dealt with. Then, in order to help managers when introducing a new technology, I will discuss some relevant keys to success.
- The implementation of a technology is uncertain and complex
- The implementation is an expensive and uncertain process
- The introduction and the management of a technology is complex because it interacts with several elements
- The keys to introduce and manage a technology successfully
- The necessity to adopt an overall view of the technology: the use of frameworks
- The key role of managers
- The necessity to do a pilot in order to limit the learning costs
- The necessity to involve all the relevant stakeholders
«Fifteen years ago, the Soviet Union was a socialist authoritative country, tightly isolated from
capitalist countries. Nowadays, its direct heir, Russia, is one of the most quickly growing markets of
the world, strongly open on the global...» Document abstract
$9.95
economics
presentation
date published
19/02/2007
review : not yet assessed
level : General public
requested 4 times
Fifteen years ago, the Soviet Union was a socialist authoritative country, tightly isolated from
capitalist countries. Nowadays, its direct heir, Russia, is one of the most quickly growing markets of
the world, strongly open on the global economy.
During the 1990s, Russia underwent an extraordinary transformation from a communist dictatorship to a multi-party democracy, from a centrally planned system to a market economy, and from a belligerent enemy of the West to a cooperative partner. This change was as unexpected as exceptional: two decades ago, only an idealist would have imagined the evil empire to transform so quickly and peacefully into a democratic and capitalist ally of the West.
The unprecedented nature of this switch raises the question of the role of globalisation in Russian
transition to market economy. The process of globalisation can be understood as the interplay of
technological, economic, and political changes, leading to new patterns of trade and investment in the
world. As the British-born sociologist Michael Mann puts it, the term of globalisation refers to the
extension of social and economic relations over the globe. The whole planet becomes embroiled in a
single set of social and economic relations.
How globalisation fastened the transformation of Russian economic system? What have been the
consequences of this process? What relationship has Russia today with global economy? These are the
main issues of this study.
After sixty years of self-sustaining socialism, the Russian entry to this global phenomenon was doubtlessly difficult. The post communist transition transformed not only the countrys economic and
political systems but also the state-society articulation at large. If the disappointing economic results of the first decade of transformation are often understood as results of Russias opening in the context of globalisation, it also seems that it is globalisation itself which enabled the Russian recent growth. Beyond this debate, the current Russian position as regards the global system has also raised to a major issue.
- From transition to crisis: the difficult adaptation to the global economy
- The evolution of Russian economy in the 1990s
- The 1998 financial crisis and the ambiguous role of the IMF: how globalisation failed in Russia
- Globalisation's costs
- The post-crisis growth : how globalisation is building Russian power
- Russia's economic transformation
- Moscow, the birth of a global city
- Russian success in the world economy
- Current Russian ambiguities as regards globalisation
- From WTO to Gazprom monopoly : Russia's contradictory globalization path
- Russian inclination to anti-globalisation populism
- The shadow of Russian globalisation fears
To what extent is Richard Branson, the English Tycoon, a very influential person in the British political life?
«Richard Branson is Britains best-known entrepreneur. This self-made man started his first company at the age of 17 and succeeded in building an empire. Worth £3 billion and believed to be the ninth-richest man in the UK, the 56-year-old founder of...» Document abstract
$9.95
economics
presentation
date published
23/01/2007
review : not yet assessed
level : Advanced
requested 34 times
Richard Branson is Britains best-known entrepreneur. This self-made man started his first company at the age of 17 and succeeded in building an empire. Worth £3 billion and believed to be the ninth-richest man in the UK, the 56-year-old founder of the Virgin empire inspired a generation of entrepreneurs by becoming not only influent in business activities but also in the British political life. Branson is not engaged in any political party and defines himself as a libertarian. He swings between the Conservative and the Labour Parties as long as the economic interests are saved. In December 1999, he was awarded a knighthood in the Queen's Millennium New Year's Honours List for services to entrepreneurship.
The aim of this essay is to analyse how important the participation of Richard Branson in the British political life is. Indeed, because of his huge business activities that deal with numerous and various key sectors of the country such as the transport, the energies or the media, Branson has a privileged position vis-à-vis government officials. In a way, he can be considered as a political actor. In order to have a better understanding of this topic, we will first briefly present Richard Branson, known as the British tycoon. Then we will analyse one of his main successes and one of his main defeats within Britain, that are respectively, the launch of his company Virgin Atlantic Airways and his experience with the City of London in 1986. The choice of these cases is relevant as they both involved discussions and negotiations with British political institutions. Finally we will analyse his participation in political actions and political debates.
The aim of this essay is to analyse how important the participation of Richard Branson in the British political life is. Indeed, because of his huge business activities that deal with numerous and various key sectors of the country such as the transport, the energies or the media, Branson has a privileged position vis-à-vis government officials. In a way, he can be considered as a political actor. In order to have a better understanding of this topic, we will first briefly present Richard Branson, known as the British tycoon. Then we will analyse one of his main successes and one of his main defeats within Britain, that are respectively, the launch of his company Virgin Atlantic Airways and his experience with the City of London in 1986. The choice of these cases is relevant as they both involved discussions and negotiations with British political institutions. Finally we will analyse his participation in political actions and political debates.
- How Richard Branson built his own empire and his image
- Branson's success and failure vis-à-vis British institutions
- How Richard Branson succeeded in the airline industry
- The difficult relations between Richard Branson and the British Financial Institution: his experience in the City
- Richard Branson's socio-political actions
- How the cooperation between Branson and the Government was successful
- How Richard Branson get involved in the global warming fight
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